Use of the Services, interacting with other Users, and participation in the Services, including, without limitation, the Open Campus Rewards Program and Open Campus Payment Services, may require disclosure of personal information. The types of information you may provide to Open Campus include: (i) personally identifiable information and (ii) other non identifiable information and together with Customer Information. PII is information that could reasonably be used to identify you, including, without limitation, your name, address, e-mail address(es), telephone number(s), birth date, financial information (including credit and debit card information), household information, demographic information, and photograph. Non-PII is information that does not identify you and may include statistical information concerning your use of the Services or interactions with other Users, including your participation in a University or GLO. For example, Open Campus may collect and use the following kinds of personal information:
Open Campus may use Customer Information, or any part thereof, to: (i) provide the Services; (ii) send communications to you regarding the Services; (iii) data share with our affiliates and business partners, including our third party Rewards Administrator and Payment Processor, to provide the Services; (iv) send e-mails and messages; (v) conduct research and analysis; (vi) administer the Rewards Program; (vii) create personalized content, offers, services, and advertising; (viii) prevent fraudulent transactions and theft; and (ix) comply with applicable law, governmental request, court order, or otherwise protect the rights, property, or safety of Open Campus and others. Open Campus may use Non-PII to analyze trends and track navigation within the Services and Rewards Program. Open Campus may also use your personal information to:
In addition to the disclosures reasonably necessary for the purposes identified elsewhere in our Terms of Service, Open Campus may disclose your personal information to the extent that it is required to do so by law, by University rules and regulations, in connection with any legal proceedings, or prospective legal proceedings, and in order to establish, exercise or defend its legal rights.
We may collect certain technical information from your computer or internet-enabled device when you visit the Websites or use the Services, including, without limitation, your Internet Protocol (IP) address, your computer’s operating system, browser type, and any referring website address. We use this information to enhance your experience during your visit to our Websites and in using the Services and for system administration, security, and troubleshooting purposes.
We may use third-party software to provide advertisements on the Website or as a part of the Services, implement email marketing campaigns, and manage other interactive marketing initiatives.
You may chose to participate in the Rewards Program or use the Services to send and receive money. We engage a third party Payment Processor and Rewards Administrator to facilitate portions of these Services, and should you chose to use these portions of the Services, you are subject to their privacy policies.
Our mobile applications may collect certain information from you automatically, including, without limitation, the type of mobile device, the Internet Protocol (IP) address of your mobile device, your mobile operating system, and the location of your mobile device (provided that you give permission for the application of location services). You can stop the collection of information via your mobile device by uninstalling the mobile applications (or, to discontinue the location information only, you can adjust your permission settings in your mobile device.
The Website and services are only for persons over the age of eighteen (18). In an effort to comply with the Children’s Online Privacy Protection Act, we ask that children under the age of thirteen (13) not provide any PII on the Website or Services. If you are a parent or guardian of a child under the age of thirteen (13) and you believe that your child has provided PII to us, please contact us.
We maintain strict security protocols, including physical, electronic and procedural safeguards, to protect Customer Information. These protocols include compliance with federal law and regulations and the use of encryption to prevent any loss, misuse, unauthorized access, or disclosure of your personal information. Although we strive to maintain data security, we do not guarantee or warrant its security.